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Sep 6, 2023 · NerdWallet’s budget planner. How it works: The budget planner enables you to input your monthly income and expenses. With that information, the worksheet shows how your finances compare with the ...

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1. Pay credit card balances strategically. The portion of your credit limits you're using at any given time is called your credit utilization. A good guideline: Use less than 30% of your limit on ...

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Upgrade: Best overall. SoFi: Best for good credit. Happy Money: Best for paying off credit card debt. LightStream: Best for low rates. Universal Credit: Best for bad credit. Best Egg: Best for ...

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